The Singer & Bassuk Org folks find money for such NYC CRE clans as the Kaufmans, Elghanayans, Resnicks, Musses, Roses, and Winters whenever they need it--and sometimes even when the don't ask for it.

We snapped principal Scott Singer, whom we snapped Thursday with a football Wayne Chrebet once tossed him during pre-game warm-ups (the Singers have had Jets season tickets since 1970). He tells us that last year, SBO arranged 25 loans in a row with different lenders, as old players were trying new things to get their capital out there. An insurance company with an allocation for riskier deployments went short term, loaning five-year, fixed-rate, non-recourse money at a low rate for a vacant office building. Meanwhile, Scott's dad Andy (SBO's other principal) arranged a long-term loan for a stabilized asset through a commercial bank, which typically go for shorter term deals. Andy expected that one to go CMBS, but the bank needed to replenish its loan portfolio since it hadn't been financing construction.

Andy says SBO's bread and butter are family owners and entrepreneurial investors, which can turn into generational family owners--like the Elghanayans, with whom Andy started working in '75. His first already-established client was Arthur Cohen in 1980. Through him, Andy met the World-Wide Holdings folks, for whom he's about to close a $450M construction loan from Starwood Capital for 250 E 57th St (at Second Avenue). Another SBO loan for World-Wide, $110M in LIC, was approved two weeks ago. Above, Andy's holding a handwritten letter from Charles Dickens to woman who sent a manuscript to review. Charles' comments: Get ye back into the kitchen. Andy doesn't agree. He says women's more active role in their families' businesses double the people who can keep these companies moving forward.

We also snapped SBO's Jeffrey Moroch and Kathleen McSharr y next to SBO's Wall of Fame of Andy's four REBNY Ingenious Deal of the Year awards. Note Scott photo-bombing with his first, which he and Jeff won two weeks ago. Andy, who grew up in the Bronx, went to the University of Wisconsin (the first college-goer in his family) and picked a real estate and urban economics major from the catalog, of the mind that his uncles were making decent money in the mortgage brokerage game. He joined them after graduation in '67. After Scott graduated from Cornell in '94, they co-founded SBO with Richard Bassuk.

Scott's been photo-bombing his way into the big leagues ever since. The earliest on record is this shot at the ____ REBNY banquet with Mayor Mike and REBNY prez Steve Spinola. We think Scott's made it, considering he's working on two refi deals totaling $600M. Nowadays, he and Andy are bringing unsolicited refi ideas. Some, Andy says, could pay off their existing loans; take on new, 20-year debt; and still pay less on the life cycle of the financing. In fact, Andy has now refinanced each building in the Kaufman Org's portfolio twice.