CenterState Bank CEO John Corbett doesn't have nice things to say about Miami's multifamily—and international—real estate market. During a recent earnings call with analysts, John said he's wary of lending money to multifamily developers in Miami and other hot South Florida markets. “Clearly there has been an abundance of construction of condos and multifamily. And even up in Orlando and some of the Metro markets a lot of multifamily construction. So we continue to be a little concerned about multifamily,” John says. Not that CenterState's CEO is poo-pooing Florida in general. He says Central and North Florida have a ways to go before growth slows. “So, right now, everything seems to be going the right direction on credit. But, as we look at our crystal ball...I continue to talk to the lenders about staying away from multifamily, staying away from international Miami with all of the South American influxes, which were really not there. But, the rest of the state looks pretty good.”