South Florida HOA & Condo Association Series: Finance & Reserves
Meeting New Reserve Requirements While Balancing Affordability
All CAMs or HOA Board Members Attend For Free - Apply Below
If you are a CAM or HOA Board Member, please fill out this form or email elizabeth.herrgott@bisnow.com to request your complimentary ticket.
Why Attend Bisnow's HOA & Condo Association Series Part III: Finance & Reserves
Financial management has become one of the most urgent and challenging issues facing condo and HOA communities across South Florida. New statutory requirements, rising insurance premiums, aging building infrastructure, and increasing construction costs have fundamentally changed how associations must budget, fund reserves, and plan for long-term capital needs. Many boards are grappling with difficult questions: How much is enough in reserves? How do we fund major repairs without pricing residents out? What financing tools are available? And how do we balance transparency, compliance, and affordability in a market where costs continue to rise? This event brings together financial experts, reserve specialists, attorneys, lenders, and experienced board leaders to provide a clear, practical roadmap for navigating today’s financial landscape. Attendees will gain insight into best practices, common pitfalls, and realistic strategies to protect their communities’ financial health both now and in the years ahead.
Key Takeaways: What Attendees Will Learn:
- How new Florida laws and reserve requirements are reshaping association budgeting and financial planning
- Best practices for reserve studies, funding strategies, and long-term capital planning
- How insurance costs, special assessments, and major repairs impact operating budgets and owner affordability
- Financing options available to associations, including loans, lines of credit, and special assessments
- Common financial mistakes boards make and how to avoid legal and fiduciary exposure
- How to communicate financial decisions clearly to owners and build trust during challenging periods
For questions regarding content and speaking, please email our Event Producer, Elizabeth Herrgott, at elizabeth.herrgott@bisnow.com. Want to get involved? Contact Jordan.Hinsch@bisnow.com to get information on sponsorship, pricing and availability at this event. To request disability-related accommodations, please contact ariel.fromm@bisnow.com no later than seven business days prior to the event.
Agenda
| Time | Activity |
|---|---|
|
7:30 AM 9:00 AM |
Registration, Breakfast & Networking
|
|
9:00 AM 9:45 AM |
The New Financial Reality for Condos & HOAs
This panel sets the stage by unpacking the major financial pressures facing South Florida associations today. Experts will discuss rising insurance premiums, increased operating costs, statutory reserve requirements, and the ripple effects of aging infrastructure and what boards must do to remain compliant, financially stable, and transparent with owners.
|
|
9:45 AM 10:00 AM |
Audience Questions & Break
|
|
10:00 AM 10:45 AM |
Reserve Studies, Special Assessments & Long-Term Planning
Underfunded reserves are one of the most common and costly issues facing associations. This panel dives deep into reserve studies, funding methods, and long-term capital planning strategies. Speakers will address when special assessments are unavoidable, how to phase funding responsibly, and how boards can plan for major repairs while minimizing financial shock to residents.
|
|
10:45 AM 11:00 AM |
Audience Questions & Break
|
|
11:00 AM 11:45 AM |
Financing Tools, Fiduciary Risk & Owner Communication
When reserves fall short, boards must consider alternative financing options. This panel explores association loans, lines of credit, and other funding mechanisms along with the legal and fiduciary considerations that come with them. Panelists will also focus on how boards can clearly communicate financial decisions, manage owner expectations, and reduce the risk of disputes, recalls, or litigation.
|
|
11:45 AM 12:00 PM |
Audience Questions & Post-Event Networking Break
|
2026 HOA Market Partner
Silver Sponsors
Interested In Other Events In This Series?
HOA & Condo Association Series: Annual Kickoff - March 12th, 2026
HOA & Condo Association Series: Property Management - June 18th, 2026
HOA & Condo Association Series: 2027 Forecast - November 12th, 2026
Want to get a recap of everything covered at the event?
Purchase the post-event summary and get the highlights sent to you in a post-event summary. Purchase here.
