Gilbert J. Winn is the Chief Executive Officer of WinnCompanies, an award-winning

national multifamily development and management company dedicated to the

highest standards of excellence. The company owns or manages real estate

holdings valued at approximately $14 billion across the United States, including

affordable, senior, mixed-income, market rate, military and mixed use properties.

Founded in 1971 and headquartered in Boston, WinnCompanies is the nation’s fifth

largest multi-family housing manager and its largest manager of affordable

housing. Mr. Winn plays a leadership role in the creation, planning, implementation

and integration of the strategic vision and growth of WinnCompanies on behalf of

nearly 3,000 employees working in 22 states and the Disrict of Columbia.

As CEO, Mr. Winn oversees three affiliates: WinnDevelopment, the company’s

property development arm; WinnResidential, which manages multi-family

communities; and WinnReisdential Military Housing Services, which manages

privizated military housing.

Prior to joining WinnCompanies, he was an Associate at Related Capital Company, a

full-service real estate investment company based in New York City, where he

originated and implemented more than $150 million of equity investments. Mr.

Winn graduated magna cum laude from the University of Pennsylvania, earning a

Bachelor of Arts studying History and Psychology.

Daryl J. Carter is the Founder, Chairman and CEO of Avanath Capital Management, LLC, a California-based investment firm that acquires, renovates, and operates apartment properties, with an emphasis on affordable and workforce communities. Mr. Carter directs the overall strategy and operations of the Company. Since its formation in 2008, Avanath has acquired $2.5 billion of properties in 13 states in the U.S., comprising 12,000 apartment units. Avanath is vertically integrated and is an SEC registered investment advisor and an institutional fund manager, with capabilities that include acquisition sourcing and underwriting, construction, asset management, and on-site property management.

Mr. Carter has 40 years of experience in the commercial real estate industry. Previously, he was an Executive Managing Director of Centerline Capital Group. Mr. Carter became part of the Centerline team when his company, Capri Capital Finance, was acquired by Centerline in 2005. Mr. Carter co-founded and served as Co-Chairman of the Capri Capital family of companies. He was instrumental in building Capri to a diversified real estate investment firm with $8 billion in real estate equity and debt investments under management. Prior to Capri, Mr. Carter was Regional Vice President at Westinghouse Credit Corporation and a Second Vice President at Continental Bank.

Mr. Carter holds a Master’s in Architecture and a Master’s in Business Administration, both from the Massachusetts Institute of Technology. He received a Bachelor of Science degree in Architecture from the University of Michigan. Mr. Carter serves on the Visiting Committee of the MIT Sloan School of Management. In 2015, Mr. Carter received the MIT Sloan School Distinguished Alumni Award and served as the 2015 commencement speaker for the Sloan School MBA graduation.

Mr. Carter is a Past Chairman of the National Multifamily Housing Council. Previously, Mr. Carter served as an independent director on the boards of the following companies: Catellus Development Corporation (CDX), Silver Bay Realty Trust (SBY), and Whitestone REIT (WSR).

As Managing Director for US Multifamily, Nick oversees both the acquisition and asset management teams. Nick is responsible for sourcing, negotiating and underwriting new investment opportunities. In this role he has acquired more than 4,500 residential apartment units throughout various US markets. Prior to joining Taurus, Nick worked within the multifamily lending group of Arbor Commercial Mortgage where he was involved in the financing of nearly 10,000 apartment units.

Paula Mello is Senior Vice President of Originations at Mag Mile Capital where she leverages her vast

network of long-standing relationships and background as a commercial real estate lender to assist

borrowers with sourcing senior debt, mezzanine debt and preferred equity, and joint venture equity.

Paula is an accomplished lending professional with over 30 years of experience, having worked with

both New England-based and national investors and developers. She has a strong track record in

relationship development, originations, debt structuring, public and private REIT and fund lending,

syndications, across all commercial real estate asset classes.

Prior to joining Mag Mile Capital, Paula was a Senior Relationship Manager at Cambridge Trust, a Senior

Relationship Manager at Commerce Bank and a Senior Relationship Manager and top producer in TD

Bank’s Corporate and Specialties Real Estate Group in Boston. During her tenure as a lender, Paula was

responsible for over $5 Billion in originations.

Paula’s passion for real estate began at the age of 18 as a “Rookie of the Year” for residential real estate

sales in the Merrimack Valley, then working with a small residential custom home builder through

college, before entering the formal credit training program at Bank of New England.

Paula graduated with a Bachelor of Science degree in Finance from UMASS-Lowell and has a Certificate

in Technical Writing from Northeastern. She is an active member of the New England Chapter of CREW

(Commercial Real Estate Women) and has been associated with REFA and NAIOP. She resides with her

family in the beautiful mountains of Central Massachusetts.

Nancy Goldsmith, Managing Director of Operations, has worked with the principals of The Bozzuto Group for 25 years. Nancy oversees operations for an apartment portfolio of over 37,000 units across 135 communities containing over 700,000 square feet of retail in New Jersey, New York, Pennsylvania, Connecticut, and Massachusetts. Nancy works in conjunction with the executive team to drive performance at the property level and provide strategic support to both her clients and team.

Throughout her career in property management, Nancy has led the completion of over 100 lease-ups in various markets. During her time as Senior Vice President, she led a team of eight regional managers focused on expanding operations from the Mid-Atlantic into New England. During her time as a Regional Portfolio Manager she was responsible for 30 different communities. Prior to this role, she served as a tenured Property Manager for five Bozzuto managed communities. Nancy also worked for Simpson Property Group, Legacy Partners, and the Housing Opportunities Commission in Montgomery County, Maryland.

Georgianna W. Oliver is the CEO and founder of Tour24®, the award-winning platform for self-guided tours. Oliver is a serial entrepreneur and a corporate executive that has built several businesses in the proptech space. These innovations include EverGreen Solutions, AptBudget both sold to RealPage, Inc. and Package Concierge® which sold in 2017 to Gibraltar Industries, Inc. Her passion for turning roadblocks into efficiencies has resulted in a 20-year track record of building and launching successful businesses fueled by innovation.

In addition to her role as founder of Tour24, she served as an executive for Gibraltar Industries, and oversaw the growth and management of Package Concierge®. Georgianna serves on the Multifamily Technology Entrepreneur Conference (MTEC) Advisory Board, is an Advisory Committee member of National Multifamily Housing Council (NMHC) and on the Silicon Valley Bank Brain Trust Advisory Board of Innovators. She is a contributing writer for Entrepreneur.com’s Entrepreneur Leadership Network, serves as a Forbes Business Council Advisor and is a founding board member of the National Leased Housing Association (NLHA) Education Fund.

Ken brings over 30 years of wide-ranging architecture experience with diverse building and construction types. Through his deep domain expertise, Ken has developed a unique leadership style combining business savvy, strategic thinking, hands-on problem solving, and thoughtful development of individuals and team dynamics. Ken intentionally fosters a collaborative project approach which builds and supports all team members for smooth, on-time, on-budget projects: a proven strategy for success. Ken has earned his strong reputation based on an exceptional track record of outstanding results for his clients.

TONI R. HARRIS, CPM®, ARM®

Managing Partner

Latonia “Toni” Harris, CPM®, ARM® is 20+ year Multi-Family Industry Professional. Following eight years of military service after graduating high school, Toni began her property management career working for National Housing Partnership (NHP) as a Recertification Specialist. Her climb to success was propelled by superior performance. Advancing through her career she has excelled in various positions such as Leasing Manager, Property Manager, Marketing Director and Regional Property Manager. Toni is a consummate professional seeking quality performance and an advocate for furthering education.

Toni has capitalized on industry networking and education opportunities by becoming involved in leading trade associations including the Property Management Association (PMA) and the Institute of Real Estate Management (IREM). Toni is an Accredited Residential Manager® (ARM®) and a Certified Property Manager® (CPM®). She has served in various leadership roles including president of IREM Maryland Chapter 16 and chairperson of the PMA programming committee. She currently services on the Board of Directors for the Property Management Association of DC. Passionate about her love of professional development, Toni was responsible for chartering two local Toastmasters Clubs where members improve their public speaking skills. She is currently an Executive Committee member with IREM Maryland Chapter 16, an instructor for the CAM and CAPS course through MMHA (NAA) and an IREM National Instructor. Toni has received numerous awards throughout her career including CPM® of the Year by IREM Maryland Chapter 16 in 2014. She is often called upon for local speaking engagements and training throughout the multi-family industry.

Michael Kim is an award-winning architect, leading a practice which spans residential, commercial and institutional clients. He has served on several public boards including a term as Chairman of the state Designer Selection Board. He is the recipient of thirteen PRISM Awards and named in the final DESIGN 100 by Metropolitan Home Magazine. His design was the subject of a case study in the book Universal Design for the Home, He was the ASID featured speaker on residential accessibility. Michael Kim's work has appeared in over two dozen publications and television broadcasts, including “New England Dream Home” and “This Old House”. Other relevant honors include: · Martha's Vineyard Commission, Governor's Appointee - 2016-present · Designer Selection Board, DCAMM - 2007-2021, Chair 2011-2012

· Co-chair, Multi-Family Council - 2008-present · Certificate of Appreciation - Architecture, Norfolk Advocates for Children - 2008

· Preservation Award, Newton Historic - 2011

· “This Old House - Old and New in Harmony”, television feature - 2012

Aeron Hodges, AIA, is a Principal at Stantec Architecture. Based in the Boston office, she has led designs for developers in high-barriers-to-entry markets while balancing unique requirements of municipalities, residential trends, and multifamily economics to deliver high quality market-rate and affordable residential communities. Her broad ranging experience, including multifamily housing, workplace, commercial/mixed-use, and public projects, informs the innovative yet practical solutions she develops for clients. Her recent projects include the Parker, Miscella and Montaje at Assembly Row, and 800 Spring Garden. As co-founder of WHAT’S IN, a design initiative pushing for innovative & affordable housing solutions, she received the ONEin3 Impact Award from Boston for being an outstanding civic leader under age 35. Aeron was also a Plym Travel Fellow from the University of Illinois Urbana Champaign, during which she investigated replicable housing typologies from Europe.

Bruce A. Percelay is chairman and founder of The Mount Vernon Company, a real estate investment firm considered among the leading apartment landlords in Massachusetts. The company has grown over the past 30 years to include approximately 1,600 apartments, 5 hotels, as well as select commercial and vacation properties.

The company received the Community Excellence Award from the Rental Housing Association of the Greater Boston Real Estate Board, the Paragon Award for Industry excellence by the National Apartment Association, Best Landlord in Boston by Boston Magazine and Best Places to Work in Boston by the Boston Business Journal.

Percelay created the Allston Green District, an eleven building assemblage which was the largest new construction project in Allston in over half a century. The three centerpiece buildings in the Green District set a new standard for environmentally sensitive living and have won over nine awards for their forward- thinking sustainable design.

Percelay began his career in advertising and helped manage the marketing efforts for Parker Brother's Games, Keds Sneakers, and Converse Athletic Shoes. He is also credited with the development of the idea for Sunkist Orange Soda, the most successful new soft drink launch in the history of the industry.

Combining his marketing savvy with his real estate experience, Percelay next authored the top selling business book, Packaging Your Home for Profit, published by Little Brown and Company. The success of the book prompted appearances on CNN, Good Morning America and over 50 newspapers and magazines around the country. Percelay pioneered the concept of marketing and staging homes for sale and has used the theories in his book to build The Mount Vernon Company to where it is today.

Percelay has recently created a boutique hotel division of The Mount Vernon Company including 21 Broad, rated by Conde Nast as the top new boutique hotel in the world. The hotels are strategically located in resort communities including: Nantucket, Newport, Portsmouth, New Hampshire and Camden, Maine as well as a 200- room hotel in Boston.

Extremely active in support of the communities in which he lives, Percelay was the driving force behind the construction of Nantucket's new whaling museum, the most significant new building on the island in the last 100 years and is chairman of the $120 million capital campaign for the new Nantucket hospital. He is also a Presidents Council Board Member of Massachusetts General Hospital. Percelay was the chairman of the Massachusetts chapter of the Make-A-Wish Foundation, helping it to become the most successful in the country, and chairman of Habitat for Humanity in Boston where he launched the largest urban project ever built in America during his tenure.

Percelay is the publisher of N Magazine, a publication he co-founded 15 years ago. The magazine is the leading publication of its kind on the island, has won national awards for its quality and boasts the highest income demographic of any seasonal magazine in America

In recognition of his significant service to his community, Percelay was the recipient of the Ten Outstanding Leaders award from the Boston Chamber of Commerce, as one of Boston’s top leaders in The Boston Globe’s Leaders of Boston book and received the Outstanding Achievement Award from YouthBuild Boston. Percelay received a special commendation by former Senator John Kerry for his contributions to Boston which appear in the permanent archives of the United States Congressional Record and was recently honored by the Children’s Advocacy Center for his support of children’s issues.

Percelay currently serves on the board of the Rappaport Institute at the Kennedy School of Government at Harvard University and is honorary chairman of the Nantucket Cottage Hospital capital campaign.

Bruce shares his time between Nantucket and Boston with his wife Elisabeth and two sons William and Charlie. He is an avid boater, tennis player, and is a collector of vintage automobiles.

Mr. Sykes currently serves on the following Boards; The Natixis Loomis Sayles Funds Board of Trustees, Apartment Investment and Management Company (NYSE:AIV), The Eastern Bank Board of Advisors & Risk Management Committee, The Federal Reserve Bank of Boston External Diversity Advisory Board, Real Estate Executive Council (Former Chairman & Emeritus), The City of Boston’s Civic

Design Commission, The Urban Land Institute’s New England Advisory Board and NAIOP Massachusetts Board Management Committee.

Previously, Mr. Sykes served on the following Boards: Ares Commercial Real Estate (NYSE: ACRE) Board of Directors & Compensation Committee, The Federal Reserve Bank of Boston Board, 2008-2014 (Chairman 2012-2014, Audit Committee, Business Practices Committee), Capital Crossing Bank Preferred REIT Board of Directors (Acquired by Lehman Brothers Bank), 2004-2009, Bank Boston & Fleet Community Bank Board of Directors 1994-2004, ICON Architects Board of Directors, 2004-2006, Mr. Sykes also served on the Board of Overseers for Beth Israel Hospital, Children’s Hospital, Boston University Medical Center and Brigham & Women’s Hospital Osher Center.

Mr. Sykes is Managing Director of Accordia Partners, LLC, a Boston based real estate investment and development company. Accordia executes large scale public-private real estate projects with a goal of financial and socially responsible investing success.

Previously, Mr. Sykes was the head of an urban investment, development and redevelopment commercial real estate equity fund for select institutional investors called Urban Strategy America Fund, L.P. The Fund was a true “triple bottom-line fund” focusing on investment returns, economic development and environmental sustainability. Mr. Sykes is responsible for the supervision of the partnership equity placement, the identification of investments and the day-to-day business operations of the USA Fund.

Kirk Sykes combines his professional training and hands-on experience in the areas of finance, investment, development, design and construction to create customized responses to the complex issues of urban real estate development. His approach is grounded in the bottom-line driven perspective gained during his tenure as Chairman of The Federal Reserve Bank of Boston and various other for-profit and non-profit board affiliations. Mr. Sykes acts as an Advisor to Basis Investment Group, a commercial real estate debt investment platform, where he provides strategic guidance and input on mezzanine debt and preferred equity investments in connection with construction loans.

Mr. Sykes has been a speaker at Harvard University Business School & Kennedy School of Government, University of Pennsylvania Wharton School of Business, MIT Sloan School of Management and Center for Real Estate, Cornell University Real Estate Program and The League of Historical Cities of the World Conferences in Japan, Turkey and Australia.

Mr. Sykes attended the Harvard University Business School, Owners and Presidents Management Program, the MIT Center for Real Estate Development Commercial Development Executive Program and the L’Ecole Polytechnique in Paris, France. He earned his Bachelor of Architecture from Cornell University.

Chrystal Kornegay currently serves as Chief Executive Officer of MassHousing which lends over $1

billion annually to produce and preserve affordable rental housing and create homeownership

opportunities for low- and moderate-income borrowers. Under Chrystal’s leadership,

MassHousing launched a highly successful Down Payment Assistance program; secured over

$80 million to expand its Workforce Housing initiative; and developed a nationally recognized

program for homeownership production in communities of color.

Before joining MassHousing, Chrystal served as the Baker-Polito Administration’s

Undersecretary for Housing and Community Development where she successfully advocated to

increase state capital dollars for affordable housing by almost 18%; partnered to increase rental

subsidies for low income families by 42%; and collaborated to dramatically reduce the number

of homeless families in motels.

Prior to her work as Undersecretary, Chrystal was President and Chief Executive Officer at

Urban Edge, one of New England’s largest community development corporations. She is

credited with leading the organization’s financial transformation, resulting in a $3 million

increase in the Agency’s net asset position.

Chrystal serves on the boards of the Massachusetts Department of Transportation and the

Massachusetts Bay Transit Authority, the National Housing Trust and is a member of the Federal

Home Loan Bank of Boston’s Advisory Committee. Chrystal holds a Master’s in City Planning

from the Massachusetts Institute of Technology and a B.A. from Hunter College.

Hasier Larrea is an award-winning engineer, designer, and entrepreneur.

Larrea founded Ori, Inc. in 2015, and has led a team in designing and building a collection of smart spaces that enable the elegant and effortless transformation of any room, on demand. Ori currently offers six products with projects in 36 cities in the U.S. with some of the nation's leading real estate developers.

Before Ori, Hasier led the Architectural Robotics research area at the MIT Media Lab, which focuses on creating a new generation of hyper-efficient and responsive urban spaces by combining the disciplines of Architecture and Engineering. In 2017, Larrea was included in the Manufacturing & Industry category of Forbes’ “30 Under 30” list. Larrea holds Bachelor’s and Master’s degrees in Mechanical Engineering from the University of Navarra, Spain and a Master’s in Media Arts and Sciences from MIT.