The vast majority of you agree with Stan that renting-by-choice isn't going anywhere. Some of your responses:

"It's a lifestyle- driven trend. Some people don't want the responsibility of maintaining a house and, in some cases, a yard. The freedom is very attractive. It allows travel and nights out away from home that ownership might preclude."

"Big down payment and taking care of your own maintenance is a big turnoff right now. In these uncertain times, having cash in the bank is a measure of security for people."

"The demographic will eventually start having kids and move to the neighborhoods. Maybe a bit older, but they will do it."

"Finance rates should stay low for the mid-range (three to five years) with a dramatic increase in liquidity, while asset values will likely increase beyond recent historical levels. This will create too good a deal for renters to pass up."

Why does someone believe you when you say there are four billion stars, but check when you say the paint is wet? Send your thoughts to Catie Dixon (catie@bisnow.com) or Tonie Auer (tonie@bisnow.com).