Dennis Bernard is the founder and President of Bernard Financial Group (“BFG”) and Bernard Financial Servicing Group
(“BFSG”). Founded in 1991, BFG has grown into the largest commercial mortgage banking firm in Michigan financing
on average over $1 billion each year of Michigan Commercial Real Estate. BFG became a member of the Strategic
Alliance Mortgage (SAM) network in 2003 (www.samalliance.com). SAM is a national network of the largest
independently owned commercial mortgage banking firm and the third largest lending platform in the country. Mr.
Bernard is its current national President.
Mr. Bernard specializes in both debt and equity placement with commercial lenders and institutional joint venture
participants. Bernard Financial Group has also been involved in commercial mortgage servicing on construction and
permanent loan portfolios. Mr. Bernard has been involved with over 1,200 commercial real estate financial transactions
totaling over $18,600,000,000. Mr. Bernard has been engaged as both a consultant and a correspondent by over twenty
five national lenders. Bernard Financial Group’s client list reads like Michigan’s Who’s Who of owners and developers.
These transactions have included multi and single tenant office, industrial, hi-tech, retail, multi-family, manufactured
housing communities, self-storage, hotel and senior housing.
Bernard Financial Group has closed over $16,100,000,000 in financing since its inception. These included forward
commitments and immediate fundings on multi-family, retail, industrial and high-tech properties. The lenders were Life
Companies, pension funds, structured lenders, securitized lenders and quasi-government agencies. Bernard Financial
Servicing Group currently provides full cashiering servicing for over $3,800,000,000 for Life Companies and CMBS
Lenders. Bernard Financial Servicing Group is now actively sub Special Servicing for many national firms.
Mr. Bernard's educational background includes a Bachelor's Degree in Finance from Miami University along with a MBA
specializing in Finance and Strategic Planning from Case Western Reserve University. Mr. Bernard has been a lecturer on
real estate finance at the University of Michigan's Graduate School of Business. Mr. Bernard has also appeared as an
expert witness on real estate interest rates and financings in Michigan, New York and Texas. Mr. Bernard has been an
editorial contributor to The Wall Street Journal, Commercial, Inc., Crain’s Detroit Business, Michigan Real Estate
Journal, Midwest Real Estate News, National Real Estate Investors, Heartland Properties, Real Estate Forum, among
Mr. Bernard has received numerous awards for his community and business involvements. Most recently, he was elected
to the Mortgage Bankers Association (MBA) CRE Board of Governors. Additionally, he has been recognized by Crain’s
Detroit Business as a “40 under 40”, by Midwest Real Estate News as a “40 over 40” Most Influential Real Estate
Professional and Midwest CRE Hall of Fame, and by Commercial Inc. as an Elite Eight winner. He has been bestowed the
honor of the 2006 Governors Service Award for Volunteering and Community Leadership. He has also received Crain’s
Detroit Business, University of Michigan and ULI’s “Real Estate Excellence” award. Mr. Bernard was recently honored
by being awarded the International Association of Jewish Vocational Services Greenberg Leadership Award. He has also
received the Jewish Federation of Metropolitan Detroit’s Young Leadership Award, the Jewish Community Council
Activist of the Year Award, the American Jewish Committee “Outstanding Humanitarian Award”, and was deemed
“Home Town Hero” for Oakland County for his activities and involvements on behalf of local charities. Mr. Bernard
currently sits on nine different charitable organizations Board of Trustees. Mr. Bernard has been the Vice Chair of
Michigan’s Venture Michigan Fund and currently serves as gubernatorial appointments to two other State of Michigan
Boards or Task Forces. Mr. Bernard enjoys his mentoring in the Detroit Public Schools.
Most importantly, Mr. Bernard goes home for dinner every night and spends the weekends with his family.
Bernard Financial Group & Bernard Financial Servicing Group
Founder & President