Councilor Edwards has spent her entire career as an advocate, activist, and as a voice on behalf of society's most vulnerable. She served as the deputy director within the Mayor's Office of Housing Stability where she was responsible for developing and delivering innovative solutions to fight displacement and brought together all stakeholders: landlords, management companies, housing authorities, and tenants.

Councilor Edwards worked as a public interest attorney with Greater Boston Legal Services focusing on labor issues such as fighting for access to unemployment insurance, back wages, fair treatment for domestic workers, and combating human trafficking. She served as the statewide campaign coordinator for the Massachusetts Coalition for Domestic Workers, which advocated for the passage of the Domestic Workers Bill of Rights. In 2015, she was named an honorable mention for Bostonian of the Year by the Boston Globe.

Her mother is a veteran of the U.S. Air Force and current union worker with the Veterans Administration. She raised both Councilor Edwards and her twin sister. Councilor Edwards graduated from American University Washington College of Law and received a LLM in taxation from Boston University School of Law.

Ensuring everyone has a safe, affordable home is Lizabeth’s life’s work. She has more than 35 years of nonprofit and public sector experience in affordable housing development, planning, policy, and advocacy. Since joining 2Life Communities in 2014, Lizbeth has led our growth and innovation initiatives, including developing and modernizing more than 1,000 subsidized apartments; launching Opus, our new middle-market product; and integrating healthcare

programs and financing with 2Life’s housing strategy. Prior to joining 2Life, Lizbeth served as Associate Director of Public Housing and Rental

Assistance for the Massachusetts Department of Housing and Community Development. There, she led initiatives to preserve and reform the state’s public housing system, expand the state’s rental voucher program, and create the HomeBASE program that provided housing for more than 6,000 homeless families. Earlier in her career, Lizbeth led real estate efforts for the

Jamaica Plain Neighborhood Development Corporation and worked as a community organizer leading local, state, and national efforts to preserve expiring-use subsidized housing. Lizbeth serves as the chair of the Newton Housing Partnership and on the board of the Citizens Housing and Planning Association. She has a master’s degree in urban planning from Massachusetts Institute of Technology.

Michael Kim is an award-winning architect, leading a practice which spans residential, commercial and institutional clients. He has served on several public boards including a term as Chairman of the state Designer Selection Board. He is the recipient of thirteen PRISM Awards and named in the final DESIGN 100 by Metropolitan Home Magazine. His design was the subject of a case study in the book Universal Design for the Home, He was the ASID featured speaker on residential accessibility. Michael Kim's work has appeared in over two dozen publications and television broadcasts, including “New England Dream Home” and “This Old House”. Other relevant honors include: · Martha's Vineyard Commission, Governor's Appointee - 2016-present · Designer Selection Board, DCAMM - 2007-2021, Chair 2011-2012

· Co-chair, Multi-Family Council - 2008-present · Certificate of Appreciation - Architecture, Norfolk Advocates for Children - 2008

· Preservation Award, Newton Historic - 2011

· “This Old House - Old and New in Harmony”, television feature - 2012

Abigail has 25 plus years working in the Insurance Industry with experience at the carrier level, underwriting, as well as having achieved by CPCU, CIC, AAI, CRM designations. She has her MBA from Bentley University.

She focuses primarily on companies with exposures in real estate including multi-family housing, historical adaptive reuse, hospitality and commercial real estate, working with both developers and owners. In addition, she works with municipality entities, general and trade contractors, financial institutions, and other risks.

She is a member of my town’s Historical Commission and assists in project grant development, grant coordination and grand preparation.

Jennifer Schultz is a partner at the law firm Nixon Peabody, LLP, and the Leader of the Nationwide Real Estate Development Team. Jenn specializes personally on large-scale complex mixed-use development in and around the Boston area, Worcester, and Providence, RI. She and her team have successfully permitted over 10 million square feet of development over the last 6 years, including over 4 million square feet of lab/R&D space. Nixon’s national development team includes more than 26 lawyers and professional staff across seven offices.

John B. Cruz III began his involvement and interest in the construction industry as a youth working summers and weekends in the construction business for his father John “Bertie” Cruz, the owner of a carpentry subcontracting firm he founded in 1948. After graduating from Wentworth Institute, John started his career in the company as superintendent and estimator. As the company grew and became primarily a general contracting firm, John became president and general manager. Under his leadership the company grew, diversified and expanded into real estate development and property management, developing mainly low and moderate-income housing developments. Now, Cruz Construction is one of the leading minority-owned construction firms in the nation. Under John’s leadership, Cruz Companies, which also include Cruz Development Corporation and Cruz Management Company, have built a reputation of excellence in their field, producing landmark projects like The Fortress building and The Reggie Lewis Track and Athletic Center. Cruz recently developed and is in the process of building out The Residences at Harvard Commons, a 54-unit, market-rate, single-family home subdivision in Dorchester. Through the work of his companies, John Cruz is committed to increasing affordable housing opportunities, providing good jobs to area residents and hiring other minority businesses.

Nick Boehm serves as the Vice President of Affordable Acquisitions. His responsibilities include sourcing and project managing all aspects of the acquisition and development process of affordable housing properties in the New England area, from initial deal sourcing and underwriting through closing and stabilization. Mr. Boehm most recently served as Director of Acquisitions at Redwood Housing, where he led the company’s acquisition activities and established meaningful relationships with affordable housing owner-operators and local housing authorities throughout the country. Before joining Redwood Housing, he held various positions at private investment firms that focused on investing in real estate and public securities. Mr. Boehm holds a Bachelor of Arts in Economics from Amherst College and is a Chartered Financial Analyst (CFA) Charterholder.

Tara Mizrahi is the Executive Vice President at Affirmative Investments, a mission-driven developer of affordable housing/economic development projects. Ms. Mizrahi has been with the organization for 24 years and is responsible for all aspects of the acquisition, financing and development process. Affirmative often partners with nonprofits to act as their development arm which brings unique and challenging opportunities. Ms. Mizrahi holds a Bachelor's degree from Boston College and a Masters degree from Tufts University. She is also an active board member of LexHAB, an affordable housing non-profit in Lexington, MA.

Mr. Klaus is a Senior Geologist and project manager with over ten years of experience in environmental assessment, remediation, and brownfield redevelopment support. Mr. Klaus has conducted or managed due diligence projects of commercial, industrial, residential, and retail properties throughout New England, New York, and New Jersey. Additionally, Mr. Klaus has worked on various environmental cleanup projects from preliminary due diligence support activities through active remedial design, and completion of site remediation and redevelopment.

Matt Grosshandler, Bald Hill Builders' VP of Operations, has more than 28 years of residential and commercial building experience. Matt is responsible for providing senior-level management and oversight to all Bald Hill Builders' projects, aligning project operations with company goals. Matt is a past President and Executive Board Member of the Friends of Hebrew Senior Life, where he is a Trustee and serves on the Real Estate Task Force. Through his work with Hebrew SeniorLife, Matt has actively been involved with the development of several Affordable Housing projects, currently the St. Therese Residences in Everett, MA. As a leader in adopting new building solutions, Matt was invited to participate in a study with the Commonwealth of Massachusetts' Department of Housing to consider modular construction as a more widely accepted practice. Under Matt's tutelage, BHB was recognized as one of "Boston’s Best and Brightest Companies to Work For" in 2021, as well as "Boston Business Journals Largest Women-Owned Business" in 2021. Matt has earned both a Bachelor of Science in Building Sciences and an MBA from Rensselaer Polytechnic Institute in Troy, NY. He is a LEED Accredited Professional as well as a Certified Passive House Builder and OSHA 10 trainer. In addition, Matt was named one of New England's Top Young Professionals by Engineering News-Record.

As a Principal at PCA, Laura is responsible for the design of the firm’s most high-profile projects, from multifamily housing (affordable, senior living and market rate) to retail and complex mixed-use developments. She enjoys the complexities involved in the adaptive reuse of historic buildings or a mixed-use project, finding new ways to fit everything into an impossible site - especially in an urban setting.

Laura excels at achieving consensus – managing complex approvals processes and helping community groups contribute their input to the design of the next great addition to their neighborhood. A graduate of Rensselaer Polytechnic Institute and a Returned Peace Corps Volunteer (Bolivia), and member of the AIA and CREW, Laura brings a high level of versatility and organizational skills to each new commission. In addition, Laura leads PCA’s internal Sustainability Group as well as the firm’s initiatives as a Just Organization.

Chrystal Kornegay currently serves as Chief Executive Officer of MassHousing which lends over $1

billion annually to produce and preserve affordable rental housing and create homeownership

opportunities for low- and moderate-income borrowers. Under Chrystal’s leadership,

MassHousing launched a highly successful Down Payment Assistance program; secured over

$80 million to expand its Workforce Housing initiative; and developed a nationally recognized

program for homeownership production in communities of color.

Before joining MassHousing, Chrystal served as the Baker-Polito Administration’s

Undersecretary for Housing and Community Development where she successfully advocated to

increase state capital dollars for affordable housing by almost 18%; partnered to increase rental

subsidies for low income families by 42%; and collaborated to dramatically reduce the number

of homeless families in motels.

Prior to her work as Undersecretary, Chrystal was President and Chief Executive Officer at

Urban Edge, one of New England’s largest community development corporations. She is

credited with leading the organization’s financial transformation, resulting in a $3 million

increase in the Agency’s net asset position.

Chrystal serves on the boards of the Massachusetts Department of Transportation and the

Massachusetts Bay Transit Authority, the National Housing Trust and is a member of the Federal

Home Loan Bank of Boston’s Advisory Committee. Chrystal holds a Master’s in City Planning

from the Massachusetts Institute of Technology and a B.A. from Hunter College.

Mr. Charest is a Senior Vice President of Equity Production at Boston Financial and offers 19 years of experience in low income housing tax credit acquisitions and underwriting. Mr. Charest is responsible for the origination, financial structuring, and negotiating of LIHTC transactions primarily in the Northeast

Region. To date, Mr. Charest has successfully invested over $1.7 billion of equity in affordable housing throughout the country. Boston Financial offers equity financing, bridge financing, pre-development loans, and acquisition mezzanine debt for developers of low-income housing projects nationwide.

Throughout its history, Boston Financial has amassed one of the largest portfolios of LIHTC properties in the country by creating lasting relationships with both the investor and developer communities. Prior to

joining Boston Financial, Mr. Charest was responsible for the Financial Planning and Analysis at a Boston based marketing company and earned a B.S. in Economics and Marketing from the Isenberg School of Management at The University of Massachusetts at Amherst.

Rick Muraida joined Rockland Trust in 2013 and is SVP, Director of Commercial Real Estate Lending. He is responsible for developing and expanding the bank’s Commercial Lending efforts in the Greater Boston. He is also responsible for the bank’s affordable housing lending and investment throughout the franchise.

Prior to joining Rockland Trust, Rick held senior level positions at Eagle Bank, Boston Private Bank & Trust, Anglo Irish Bank, Eastern Bank, Fleet National Bank, and Bank of Boston.

He currently serves on the loan committee for the Massachusetts Housing Partnership Fund (MHP), is Board Treasurer for the Community Economic Development Assistance Corporation (CEDAC), is a Board Member of MetroHousing Boston, a Member of the Policy Leadership Council for the Citizens Housing and Planning Association (CHAPA) and the Board of Overseers of the South Shore Conservatory and the Boston Symphony Orchestra Business Partners Advisory Council. He is also a member of the National Association of Industrial and Office Properties (NAIOP). He is past chairman of both the Loan and Investment Committees of the Massachusetts Housing Investment Corp. (MHIC) and a former Board Member of the Affordable Housing Investors Council (AHIC) and a former member of the Boston Local Initiative Support Corporation (LISC) Advisory Committee.

He is a graduate of Boston University and the MIT Center for Real Estate Minority Developers Executive Program and the LeadBoston program.

Karen has a general commercial real estate development and finance practice representing owners, developers and financial institutions in construction, term and bridge financing transactions for all commercial real estate asset classes. She also leads the firm's Affordable Housing and Community Economic Development Group and has significant experience representing owners, developers, financial institutions and quasi-public agencies in HUD and Fannie Mae-financed developments, federal and state low income housing tax credit, historic tax credit and tax-exempt bond financed projects, New Markets Tax Credit developments and "Comprehensive Permit" projects under Massachusetts General Laws Chapter 40B. Karen also has extensive experience structuring complex, multi-tiered and multi-phased projects using creative land use tools such as condominiums, air-rights and ground leases.

Karen is also co-chair of Sullivan's Women's Initiative and serves on the firm's Diversity, Equity & Inclusion Committee.